|
Step
1.
|
|
| Once
you define exactly what you are able to afford in
terms of a mortgage payment using our pre-approval
process, you have a powerful advantage. Back
to Top |
 |
|
Step
2.
|
Determining
Where You Want To Live |
| It’s
important to pinpoint the area(s) you would like
to live. Some of the key determining factors include
distance from work, schools, and proximity to shopping,
parks, and golf courses. Back
to Top |
|
|
Step
3.
|
Choosing
The Right Home |
| Once
you determine where you want to live, it is important
to find the right home to fit your needs. Design
and floorplan are essential details that make your
house a place to live and grow. Back
to Top |
|
|
Step
4.
|
Making
An Offer |
| Once
your ideal home is found, the next step is to make
an offer. This means completing a purchase agreement
and submitting it to the seller. Once the offer
is submitted to the seller, he or she will either
accept it or provide you with a counter-offer. At
this point, you become the offeree, meaning if you
accept the seller’s counter-offer, you agree to
purchase the home. Back
to Top |
|
|
Step
5.
|
Financial
Paperwork |
| Once
a purchase agreement is accepted, you need to complete
your financing. If you’re already pre-approved through
AHF then you simply call your mortgage representative
to schedule an appointment to complete the application
process. AHF will work around the clock to get your
financing lined up and ready for closing. Back
to Top |
|
|
Step
6.
|
Home
Inspection |
| While
AHFprepares your financing, you will want to schedule
an inspection to ensure there are no major problems
with the home you are buying. Back
to Top |
|
|
Step
7.
|
Homeowners
Insurance |
| Prior
to closing, you need to obtain a homeowner’s policy.
Back
to Top |
|
|
Step
8.
|
Closing |
| The
seller will be responsible for procuring Title Insurance
to ensure “good title” to the home. The closing
is where you will sign all the necessary papers
to purchase the home and the proper legal documents
to transfer the title to you. Closing your home
at the title insurance company insures the closing
and necessary paperwork is handled property. Back
to Top |
|
|
Step
9.
|
Arranging
Utilities |
| Prior
to taking possession of the home, you will want
to arrange for your new utilities including: telephone,
gas, electric, water, garbage, sewage, cable, etc.
Back
to Top |
|
|
Step
10.
|
Moving
Day |
| The
final step is scheduling the movers and moving.
Back
to Top |
|
|
