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  1st Mortgages
 
FHA / VA - Government Loans
100% (LTV Loan To Value) with No Mortgage Insurance
97% LTV - Conventional Purchase
90% LTV with Stated Income / Stated Assest
103% Purchase - 3% towards closing costs
107% Purchase - 7% towards closing costs
 
  2nd Mortgages
 
100% LTV Debt Consolidation / Cash Out
125% Debt Consolidation & Home Improvements
150% Home Improvement Loan
Home Equiity Loan
 
  Construction Loans
 
Stick Built & Modular / Manufactured - 95 LTV Appraised Value
Construction - to - Perm Loan - One Close
Lot Loans
Float Down rate Protection Program
 
  Investment Properties
 
95% Purchase with 720 Credit Score
90% Purchase with 620 Credit Score
85% Purchase with 575 Credit Score
2 - 4 Units
Multi-use Property
Commercial Property
 
  Down Payment Assistance Programs
 
Nehemiah Program - Down Payment Assistance
  This is a 3% gift from the Nehemiah Foundation to be used as
  down payment in the form of a gift that requires no repayment.
What is the Nehemiah Program? <--click here
 
HART Program - Down Payment Assistance
  Buyers can receive up to $15,000.00 in down payment assistance with no repayment necessary!.
What is the Hart Program? <--click here
 
 
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